TOKEN SALE DISCLOSURE

1.THE DC PAY TOKENS By purchasing, holding, and using DC PAY tokens, you expressly acknowledge that you are aware of the following: The DC PAY tokens are not intended to be structured or sold as securities or commodities. Accordingly, none of the information presented by DC Pay in respect of the DC PAY tokens is intended to form the basis for any interest payments or right to future profits decision, and no recommendations are intended.

DC Pay expressly disclaims any and all responsibility for any direct, indirect or consequential loss, damage, cost, or expense of any kind whatsoever arising directly or indirectly from, or otherwise in connection with:

(i) reliance on any information contained herein;

(ii) any error, omission, or inaccuracy in any such information; or any action resulting from such information. Ownership of DC PAY tokens carries no rights, express or implied, other than the right to use the DC PAY tokens as a means to enable usage of and interaction with the DC Pay Ecosystem if successfully completed and deployed.

In particular, you understand and accept that the DC PAY tokens do not represent or confer:

(i) any ownership right, share, or security (or any equivalent right) in DC Pay, any

other company or the DC Pay Ecosystem;

(ii) any future right to receive an interest or revenue share in DC Pay, any other

company or the DC Pay Ecosystem;

(ii) any future right to receive an interest in any intellectual property rights relating to the DC Pay Ecosystem; or any other form of participation in or relating to DC Pay or the DC Pay Ecosystem, other than a right to participate in the DC Pay Ecosystem (if and when it is deployed) for the duration of the time you hold such DC PAY token; (V) DC Pay token is not redeemable from the issuer.

2. RISKS – TOKEN GENERATION EVENT AND DC PAY TOKENS

There are risks associated with the use of blockchain token technology for the DC PAY token sale process, and the purchase of DC PAY tokens generally.

WARNING: DO NOT PURCHASE DC PAY TOKENS IF YOU ARE NOT AN EXPERT IN DEALING WITH CRYPTOGRAPHIC TOKENS AND BLOCKCHAIN-BASED SOFTWARE SYSTEMS.

Individuals should only undertake purchases of DC PAY tokens or entities that have significant experience with, and understanding of, the usage and intricacies of cryptographic tokens, like Binance Smart Chain (ETH), and other blockchain-based software systems. You should have a functional understanding of storage and transmission mechanisms associated with other cryptographic tokens.

While DC Pay may be available to assist in the purchase of DC PAY tokens during and after the sale, in no way is DC Pay offering advice and DC Pay will not be responsible for loss of ETH, DC PAY tokens, or cash resulting from actions taken by, or omitted by you.

WARNING: THE PURCHASE OF DC PAY TOKENS ENTAILS A NUMBER OF RISKS.

The purchase of DC PAY tokens carries with it a number of risks. You should carefully consider all risks involved, including, but not limited to, those listed below, and, to the extent necessary, consult an appropriate lawyer, accountant, or tax professional. If any of the following risks are unacceptable to you, then you should not purchase DC PAY tokens.

By purchasing DC PAY tokens, to the extent permitted by law, you acknowledge and agree that there are risks associated with purchasing, holding, and using DC PAY tokens. You expressly acknowledge and assume all risks and agree not to hold any of DC Pay or any related party of DC Pay liable for any loss, damage, cost, or expense (including any special, incidental, or consequential damages) arising from, or in any way connected, to the sale of DC PAY tokens, including, but not limited to, any loss associated with the risks set out below.

The order of the risks set out below is not intended to have any bearing on the likelihood of such risk arising or the importance of any such risk to any particular person.

3. RISKS ASSOCIATED WITH THE DEVELOPMENT AND MAINTENANCE OF THE DC PAY PLATFORM

You recognize that the DC Pay Platform is currently under development and may undergo significant changes before release and over time, including a change in direction at DC Pay's discretion. Although DC Pay intends for DC PAY tokens and the DC Pay Platform to follow the specifications and intends to take commercially reasonable steps toward those objectives, DC Pay may have to make changes to the specifications of DC PAY tokens or the DC Pay Platform for any number of legitimate reasons including, but not limited to, a change in the design, implementation plans and execution of the implementation of the DC Pay Platform for global release.

This could create the risk that the DC Pay Platform or DC PAY tokens, as further developed and maintained, may not meet your expectations at the time of purchase of the DC PAY token. Furthermore, despite DC Pay's efforts to develop and maintain the platform, it is still possible that the DC Pay Platform will experience malfunctions or otherwise fail to be adequately developed or maintained, which may negatively impact the DC Pay Platform and DC PAY tokens.

You understand that while DC Pay will make reasonable efforts to complete the DC Pay Platform software for global release, due to circumstances beyond DC Pay's control it is possible that an official completed global version of the DC Pay Platform may not be released globally, a limited release occurs, or in the worst case, a functioning operational global DC Pay Platform may not be created at all.

4.RISK OF LOSING ACCESS TO DC PAY TOKEN DUE TO LOSS OF PRIVATE KEY(S) DC PAY

Tokens may be stored in a wallet or vault, which can only be accessed with a password selected by you. The wallet will hold a private key, or a combination of private keys, required to control and dispose of the DC PAY tokens stored in your digital wallet or vault. Any loss of requisite private key(s) associated with your digital wallet or vault storing DC PAY tokens, will result in the loss of such DC PAY tokens.

If you do not maintain an accurate record of your private key or password used to access your private key, this may lead to the loss of your DC PAY tokens. You must safely store your password in one or more backup locations that are well separated from the primary location.

If you do not have such experience or expertise, then you should not participate or purchase DC PAY tokens. Any third party that gains access to your private key may be able to gain access to your DC PAY tokens. You must take care not to respond to any inquiry regarding your purchase of DC PAY tokens, including but not limited to, email requests purportedly coming from DC Pay Website or a similar-looking domain.

The loss, destruction, loss of access, or a data loss relating to a private key by a DC Pay user to access a DC PAY token, may be irreversible and could adversely affect the value of the DC Pay Platform and overall DC PAY tokens. DC Pay disclaims all responsibility for loss, destruction, loss of access, or a data loss relating to a private key or its related DC PAY token.

5. RISKS ASSOCIATED WITH THE BINANCE SMART CHAIN AND ANY BLOCKCHAIN PROTOCOL

As the DC PAY token and the DC Pay Platform are based on cryptocurrency protocols, any malfunction, unexpected functioning, forking, breakdown, or abandonment of the Binance Smart Chain protocol may have a material adverse effect on the DC PAY token or the Platform, including, but not limited to, impacting your ability to transfer or securely hold DC PAY token. Such impact could adversely affect the value of the DC PAY token.

Advances in cryptography, or technical advances such as the development of quantum computing, could present risks to the DC PAY token and the DC Pay Platform by rendering ineffective the cryptographic consensus mechanism that underpins the Binance Smart Chain protocols.

Hackers, individuals, other groups, or organizations may attempt to steal the ETH cryptocurrency from the Token Generation Event, thus potentially impacting the ability of DC Pay to promote the Platform. To account for this risk DC Pay has and will continue to implement comprehensive security precautions to safeguard the ETH obtained from the sale of DC PAY tokens.

Multi-factor security measures will be taken to protect the cryptocurrency and DC PAY token, including, but not limited to, physical elements, multi-signature keys, splitting of funds, hot and cold wallet partitioning, and diversification. Moreover, internal and external teams will conduct regular security audits of multi-signature hot and cold wallets.

Advances in code cracking, or technical advances such as the development of quantum computers, could present risks to cryptographic tokens and the platform, which could result in the theft or loss of DC PAY tokens. To the extent possible, DC Pay intends to update the protocol underlying the DC Pay Platform to account for any advances in cryptography and to incorporate additional security measures, but it cannot predict the future of cryptography or the success of any future security updates.

6. RISKS OF MINING ATTACKS As with other decentralized cryptographic tokens based on the Binance Smart Chain BEP20 protocol, DC PAY tokens are susceptible to attacks by miners in the course of validating DC PAY token transactions on the Binance Smart Chain blockchain, including, but not limited to, double-spend attacks, majority mining power attacks, selfish-mining attacks, and race condition attacks.

Any successful attacks present a risk to the DC Pay Platform and DC PAY Tokens, including, but not limited to, accurate execution, recording of transactions involving DC PAY tokens, and expected proper payment operations.

7. RISK OF HACKING, CYBER THREATS, AND SECURITY WEAKNESSES

Hackers, individuals, other malicious groups, or organizations may attempt to interfere with the DC Pay Platform or DC PAY tokens in a variety of ways, including, but not limited to, malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing and spoofing. As the DC Pay Platform is based on open-source software, there is a risk that any party may intentionally or unintentionally introduce weaknesses into the core infrastructure of the Platform, which could negatively affect the DC Pay Platform and DC PAY tokens.

8. RISK ASSOCIATED WITH MARKETS FOR DC PAY TOKENS

The DC PAY tokens are intended to be used solely within the DC Pay Platform for Services of peer-to-peer trading and as DC Pay is using the BEP20 protocol, DC Pay cannot control the actions of Purchasers of DC PAY tokens.

Even if secondary trading of DC PAY tokens is facilitated by third-party exchanges, such exchanges may be relatively new and subject to little or no regulatory oversight, making them more susceptible to fraud or manipulation.

Furthermore, to the extent that third parties do ascribe an external exchange value to DC PAY tokens (e.g. as denominated in a digital or fiat currency), such value may be extremely volatile and diminish to zero. If you chose to use DC PAY tokens on exchanges it is at your own risk. Exchanges are independent of and not operated by DC Pay.

9. RISK OF EXCHANGES

Cryptocurrency exchanges on which DC PAY tokens may trade may be relatively new and largely unregulated and may therefore be more exposed to fraud and failure than established regulated exchanges. To the extent that the cryptocurrency exchanges representing a substantial portion of the volume in DC PAY token trading are involved in fraud or experience security failures or other operational issues, such cryptocurrency exchange failures may result in a reduction in the price and can adversely affect the value of DC PAY tokens.

A lack of stability in the cryptocurrency exchanges and the closure or temporary shutdown of cryptocurrency exchanges due to fraud, business failure, hackers or malware, or government-mandated regulation may reduce confidence in the DC Pay Platform and

result in greater volatility in the price of DC PAY tokens.

10. RISK OF UNINSURED AND TRANSACTION LOSSES

Unlike cash reserves held in bank accounts or accounts at some other financial institutions, DC PAY tokens are uninsured unless you specifically obtain private insurance to insure those held by you. In the event of loss or loss of utility value, there is no public insurer or private insurance arranged by ePocket to offer recourse to you. DC PAY token transactions are irrevocable. If DC PAY tokens are stolen or incorrectly transferred, such transfer may be irreversible. As a result, any incorrectly executed DC PAY token transactions could adversely affect the value of DC PAY tokens. Cryptographic token transactions are not reversible without the consent and active participation of the recipient of the transaction or, in theory, control or consent of a majority of the processing power on the host blockchain platform. Once a transaction has been verified and recorded in a data.

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